reflections
NANI!?! Oleino wa chemistry da teh?!?
kk anyw, i got some papers back today. i wonder if i should make my results public by saying that i got highest in level for econs essay and second highest in class for both paper 1 chem and physics, but i failed chem paper 3 badly, duno why. or i should just wait till i have everything before i say. oh well, guess the choice has already been made.
i learnt another new song today, its erm...i call it "emo handphone", well thats the direct translation of 周杰伦-- 浪漫手机, LOL. get it? quite nice, the chords v shiok, next time learn liao i video and post. now not shou yet, mus play in sch. its strange but somehow i only improve when i play in school , probably is the stress when deres an audience or simply cause there are friends dere to teach. oh well i have barely two more days to touch the grand piano and barely few weeks to touch the auditorium's piano. so farewell, my beloved wooden friends.
DAMMIT! AIGs in trouble, what bullshit the government guarantees that our insurance policies are in safe hands, the money we placed into these assets are obviously placed into high dividends of 7% in AIA, which happen to be crashing , and could be tommorow. So if AIA is gone, our insurance savings are gone, which effectively means losses to every family of an average of 50k, a rough and unsupported huan shen estimate would say. Just in case u dodos out there don't know what im talking abt, insurance is a policy that u can buy to protect u and ur loved ones if something should happen, it is not a cost or a liability, rather is an asset or u may think of it as a form of savings, FOR EXAMPLE, i buy a life insurance package for my dog for 100k, and my dog will be protected for life, and i have to 100k over the time of my life of course. so if anything should happen to my dog, for example hospitalised for bad dog menstrual cramps(my dog is a boyboy), den the insurance company may give out cash to pay for hospital fees. but it doesn't mean that ur 100k is gone forever, the 100k will be given back to u when u retire, see so good rite?plus interest summore, and the interest is very high, approximately 6-7%. more than CPF 4%.
well everything comes with a trade off i guess, high risk with higher rates of return, and lower risks with of course miserable rates of 2% in local banks. but at least u don't lose ur money like how many americans are doing now. WHo would have expected such a BIG ASS company to crash jus like that. thats like "touch wood" temasek holdings crash, BAKANA. but in light of potential losses, i shall advise singaporeans against pulling out of AIG cause seriously if u weigh the pros and cons, kiasee doesn't really apply here. The benefits of pulling out are well indeed u get to keep some cash but u are at a loss, due to many benefits and returns from lifelong policies, pulling out halfway will pose many financial costs that of course is not favourable for less than high-income kiasu singaporeans. and its not that AIg will confirm wan dan. secondly u will lose insurance protection, what happens if "touch wood" my dog gets menstrual cramps the day after i pull out HIS insurance policy?theres more to regret here than to gain.
Starting next year, i will be known as huan shen and not daren. i shall start introducing myself as huan shen and not darren. for the simple reason that my name is too common. i notice that very often i search my friend's name on google it can be found but mine cannot simply cause dere are so many darrens around. i know u can say who cares but think long term when u go out to work and become rich and successful and people search ur name on google u surely won't want any pornstar with the same name as u right? I can safely say although not with 100% certainty that dere is only one 陈奂燊 in the WORLD. cool huh. if u look at it( of course if u are chinese) will notice that the shen character looks like a bond fire with 3 huo on top and one mu below. COOL HUH. and the feng shui master said i lacked fire and wood. but don't u tink the fire burns away the wood?hmm...
its becoming some daily routine to call RL every night or day or so, well we don't talk everyday literally i mean whenever i can. if not for all these work and stuff i would surely call everyday. nice to talk to someone like RL. RL = Really Lame. HAHA. jkin, RL sure scold me. i used to be a phone maniac, in pri sch when we werent given as much freedom as of yet i used to rush home and call me friends to chat for more than 5 hours everyday. i mean the phone line costs 0.7 cents a minute so i guess it won't be much, 5-6 hours a day for 30 days if u calculate it out it barely hits 10 dollars, so there i started the habit, females friends of course XD.
Lame comment of the day: Girls spend their teenage lives watching tv/sleeping, boys spend their teenage lives playing computer/eating. true?
omg this is my fav song.
and this is my second fav song
OMG OMG DAMM NICE!!!
~datahush vi britannia commands..
10:13 PM
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Thanks to : blossom, bouncy-bubbles for the images! :D
